The finest print: The rates are effective as of January 26, 2021, are variable and subject to change after the account is opened. Accounts subject to approval. Balances in your Simple Account earn 0.00% Annual Percentage Yield. In order to open a Protected Goals Account, you must already have a Simple Account open. For the Protected Goals Account, see the rates below.
Daily Collected Balances
This means that we use the account’s
end of day balance to calculate the interest earned that day.
|$0.01 to $1,999.99||0.40%|
|$2,000 to $4,999.99||0.40%|
|$5,000 to $9,999.99||0.40%|
|$10,000 to $14,999.99||0.40%|
|$15,000 to $19,999.99||0.40%|
|$20,000 and above||0.40%|
1 Check it out for yourself (based on the January 25, 2021 National Rate): https://www.fdic.gov/regulations/resources/rates/