The way banking should be:
free, mobile, Simple.
Simple is the whole idea of banking re-made with beautiful design, built-in tools for budgeting and saving, and genuine human goodness. Know what you can really afford and save more than ever before.
Activate Your Card
Once your card arrives, activate it right from the app.
Link your old account and move funds in for free.
Set Your Goals
Set Goals for bills, for budgets, or for dreams.
Spend with Confidence
Always know what’s Safe-to-Spend®.
At most banks, “Current Balance” shows you how much is in your account, but then you have to mentally deduct your rent, groceries, and the gift you have to buy for your cousin’s wedding.
Safe-to-Spend® does all the math for you. It takes your balance and subtracts upcoming bill payments, pending transactions, and any Goals you’re saving for.Learn more about Safe-to-Spend®
Goals helps you balance regular monthly expenses, lifelong dreams, and everything in between.
309.40 saved of 1,000.00
Save over time — We put money aside every day, and subtract that from your Safe-to-Spend. When you're saving every day, you'll be amazed how fast you reach your Goals.
Save it now — Want to make sure you only spend a certain amount on restaurants this month? Put it aside in a Goal, and slowly draw from those funds whenever you go out to eat.
All your finances, in your pocket or on the web, whenever you need it. Get cash at 50,000 free ATMs. Analyze your spending with Reports. Deposit checks quickly via the app.Learn more about banking with Simple >
Remember more about each purchase. Tell a story, jot down a phone number, rate your dinner, or just snap a picture of your friends’ smiling faces. Interactive Reports help you track your spending over time. Break down your spending by category and merchant. Use what you learn to make yourself a smarter spender, and track changes to your spending habits over time.Learn more about personalization
Your funds are FDIC-insured up to $250,000 through our partner bank, The Bancorp Bank, Member FDIC.
If your card is ever lost or stolen, you can block it right from your desktop or mobile device.
The fastest, easiest way to get your paycheck in your account.
Over 50,000 fee free ATMs: the most in the country. Find the closest one with our iPhone and Android apps.
Moving money between Simple customers is easy and free!
Mail a Check
Need a paper check? We’ll print it, address it, and send it for free.
Real Human Support
Customer service isn’t an afterthought, it’s at the core of everything we do. Call or chat anytime.
Reports show you exactly where your money is going, so you can adjust your spending accordingly.
We don’t charge confusing, unfair fees. In fact, we don’t charge any fees at all.
Get push notifications for every transaction. They also notify you when a deposit arrives.
Get the smarter way to save and spend.