Announcing the Simple iPhone App


We’re excited to announce that Simple is now available in the Apple App Store. If you’ve already replaced your bank with Simple, you can download the app and sign in today. If you’re not yet a Simple customer, sign up here.

We’re building the banking experience we want as customers, and a great mobile app is a key part. We believe that mobile banking, when done right, can improve the decisions we make about money throughout our day, ultimately improving our financial lives. While technology and design might be line item expenses to many retail banks, they’re our passion.

Here’s what we focused on:


Today, everyone expects their bank to have a mobile app. However, too many banking apps feel like an afterthought. We took a different approach and put the mobile app first. With the Simple mobile app you can view your Safe-to-Spend balance, search and browse your entire transaction history, pay bills, deposit checks, and get help from our customer relations team. No matter where you are, you’ll have all the same tools that are available on the Simple website.


Once you sign in to the Simple app, you won’t need to enter your username and password. You can always get to your financial information quickly and securely with your four-digit unlock code. Once you’re in the app, your Safe-to-Spend balance is readily available on every screen. If you want to see your balance in greater detail, just tap it to reveal your total balance, pending transactions, and upcoming payments.


We built our mobile app to support both quick financial decision-making and in-depth review. Glancing at your balance while standing in a checkout line should be effortless. Looking up a particular transaction should take no more than a few taps. A long train ride might be an opportunity to see what you’ve been spending money on lately.

We’re looking forward to your feedback. Give the app a try and let us know how we can make Simple work even better for you while on the go. We’re starting with iPhone; iPad and Android apps are on the way.

Want to help build the future of banking? Check out our open positions.

Disclaimer: Hey! Welcome to our disclaimer. Here’s what you need to know to safely consume this blog post: Any outbound links in this post will take you away from, to external sites in the wilds of the internet; neither Simple or our partner bank, BBVA USA, endorse any linked-to websites; and we didn’t pay/barter with/bribe anyone to appear in this post. And as much as we wish we could control the cost of things, any prices in this article are just estimates. Actual prices are up to retailers, manufacturers, and other people who’ve been granted magical powers over digits and dollar signs.

Important! This account is for your personal use only

An increasing number of customers are being targeted by fraud scams. Before you apply, review these guidelines to help prevent you from being involved in fraudulent activity.

Do not open an account on behalf of someone else
If anyone asks you to open a Simple Account to receive funds, it is an attempt at fraud. Common fraud attempts include requesting that you open an account to receive a gift or bonus offer, obtain a job or job training, or help someone else receive funds (such as unemployment benefits).

Do not share your login or account information with anyone
Neither Simple nor any other legitimate institution will ever ask for your account information. If any third party requests your Simple Account login information, it is an attempt at fraud. Sharing your account information with another person or allowing someone else to use your account to receive funds is a violation of the Simple Deposit Account Agreement terms and conditions and can expose you to fraud.

Actions we may take if fraud is suspected

We take fraud and security very seriously at Simple, and take rapid action in the instance of suspected fraud attempts.

We may freeze and close accounts
We may freeze and close accounts if fraudulent activity is suspected, including the following circumstances:

We will report fraud attempts
We are responsible for reporting fraud attempts to authorities, including attempted unemployment fraud. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

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