Announcing the Simple iPhone App


We’re excited to announce that Simple is now available in the Apple App Store. If you’ve already replaced your bank with Simple, you can download the app and sign in today. If you’re not yet a Simple customer, sign up here.

We’re building the banking experience we want as customers, and a great mobile app is a key part. We believe that mobile banking, when done right, can improve the decisions we make about money throughout our day, ultimately improving our financial lives. While technology and design might be line item expenses to many retail banks, they’re our passion.

Here’s what we focused on:


Today, everyone expects their bank to have a mobile app. However, too many banking apps feel like an afterthought. We took a different approach and put the mobile app first. With the Simple mobile app you can view your Safe-to-Spend balance, search and browse your entire transaction history, pay bills, deposit checks, and get help from our customer relations team. No matter where you are, you’ll have all the same tools that are available on the Simple website.


Once you sign in to the Simple app, you won’t need to enter your username and password. You can always get to your financial information quickly and securely with your four-digit unlock code. Once you’re in the app, your Safe-to-Spend balance is readily available on every screen. If you want to see your balance in greater detail, just tap it to reveal your total balance, pending transactions, and upcoming payments.


We built our mobile app to support both quick financial decision-making and in-depth review. Glancing at your balance while standing in a checkout line should be effortless. Looking up a particular transaction should take no more than a few taps. A long train ride might be an opportunity to see what you’ve been spending money on lately.

We’re looking forward to your feedback. Give the app a try and let us know how we can make Simple work even better for you while on the go. We’re starting with iPhone; iPad and Android apps are on the way.

Want to help build the future of banking? Check out our open positions.

Disclaimer: Hey! Welcome to our disclaimer. Here’s what you need to know to safely consume this blog post: Any outbound links in this post will take you away from, to external sites in the wilds of the internet; neither Simple or our partner bank, BBVA USA, endorse any linked-to websites; and we didn’t pay/barter with/bribe anyone to appear in this post. And as much as we wish we could control the cost of things, any prices in this article are just estimates. Actual prices are up to retailers, manufacturers, and other people who’ve been granted magical powers over digits and dollar signs.

Important! Keep your account safe from fraud

As fraud attempts are on the rise recently — especially related to unemployment funds — help us keep your account safe by following these guidelines.

Use your Simple Account only for your own personal use. Don’t share your account with others or receive funds on behalf of third parties.

Don’t share your username or password with others. Never give out your login information. Simple will never ask you to tell us your password — if any third party makes such a request, it’s an attempt at fraud.

Don’t open an account at someone else’s request. If someone else asks you to open a Simple Account — such as a real estate company, prospective employer, or someone you met online — it is likely an attempt at fraud.

Be alert for unemployment insurance fraud. You may be violating the law and the terms of your Simple Account if you receive deposits of unemployment funds on behalf of someone else. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

Don’t receive funds on behalf of a third party. Keep in mind that receiving funds on behalf of a third party violates the terms and conditions of your Simple Account; in such instances, we may restrict and/or close your account and hold the funds while we await direction from enforcement agencies.

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