Build Your Savings Without Even Thinking About It!

Round-up Rules makes it easy to save money over time by automatically rounding up your transactions. Read on to see how you can build your savings with every swipe.
Change Purse on Round-up Rules Blog Post

One of the most frequent things we hear from customers is that they want to save up money—and how hard it can be. That’s why we’ve created Round-up Rules, an easy, automated way to build up your savings little by little every time you make a purchase.

Swipe, save, repeat

Round-up Rules makes saving so easy, you won’t even feel it. For every debit transaction, Simple will round up what you spend to an even dollar amount. When the “change” from those transactions reaches or exceeds $5, we’ll transfer it to your Savings Goal. So every time you spend, you save!

It all adds up

Over time, those small amounts you save will add up to a real chunk of change. And because the money goes into a Protected Goals Account, it earns a lot of interest (at a rate up to 35 times the national average*)—all you have to do is sit back and watch it grow.

Saving should be simple

We’re here to help you take charge of your financial future and make saving as easy as possible.

Questions about how Round-up Rules works? Check out this support article.

  • Based on the October 28, 2019 national rate. Check it out here.

Important! Keep your account safe from fraud

As fraud attempts are on the rise recently — especially related to unemployment funds — help us keep your account safe by following these guidelines.

Use your Simple Account only for your own personal use. Don’t share your account with others or receive funds on behalf of third parties.

Don’t share your username or password with others. Never give out your login information. Simple will never ask you to tell us your password — if any third party makes such a request, it’s an attempt at fraud.

Don’t open an account at someone else’s request. If someone else asks you to open a Simple Account — such as a real estate company, prospective employer, or someone you met online — it is likely an attempt at fraud.

Be alert for unemployment insurance fraud. You may be violating the law and the terms of your Simple Account if you receive deposits of unemployment funds on behalf of someone else. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

Don’t receive funds on behalf of a third party. Keep in mind that receiving funds on behalf of a third party violates the terms and conditions of your Simple Account; in such instances, we may restrict and/or close your account and hold the funds while we await direction from enforcement agencies.

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