Build Your Savings Without Even Thinking About It!

Round-up Rules makes it easy to save money over time by automatically rounding up your transactions. Read on to see how you can build your savings with every swipe.
Change Purse on Round-up Rules Blog Post

One of the most frequent things we hear from customers is that they want to save up money—and how hard it can be. That’s why we’ve created Round-up Rules, an easy, automated way to build up your savings little by little every time you make a purchase.

Swipe, save, repeat

Round-up Rules makes saving so easy, you won’t even feel it. For every debit transaction, Simple will round up what you spend to an even dollar amount. When the “change” from those transactions reaches or exceeds $5, we’ll transfer it to your Savings Goal. So every time you spend, you save!

It all adds up

Over time, those small amounts you save will add up to a real chunk of change. And because the money goes into a Protected Goals Account, it earns a lot of interest (at a rate up to 35 times the national average*)—all you have to do is sit back and watch it grow.

Saving should be simple

We’re here to help you take charge of your financial future and make saving as easy as possible.

Questions about how Round-up Rules works? Check out this support article.

  • Based on the October 28, 2019 national rate. Check it out here.

Important! This account is for your personal use only

An increasing number of customers are being targeted by fraud scams. Before you apply, review these guidelines to help prevent you from being involved in fraudulent activity.

Do not open an account on behalf of someone else
If anyone asks you to open a Simple Account to receive funds, it is an attempt at fraud. Common fraud attempts include requesting that you open an account to receive a gift or bonus offer, obtain a job or job training, or help someone else receive funds (such as unemployment benefits).

Do not share your login or account information with anyone
Neither Simple nor any other legitimate institution will ever ask for your account information. If any third party requests your Simple Account login information, it is an attempt at fraud. Sharing your account information with another person or allowing someone else to use your account to receive funds is a violation of the Simple Deposit Account Agreement terms and conditions and can expose you to fraud.

Actions we may take if fraud is suspected

We take fraud and security very seriously at Simple, and take rapid action in the instance of suspected fraud attempts.

We may freeze and close accounts
We may freeze and close accounts if fraudulent activity is suspected, including the following circumstances:

We will report fraud attempts
We are responsible for reporting fraud attempts to authorities, including attempted unemployment fraud. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

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