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Your Built-in Budget Tracker

Master budgeting with easy tools built right into your checking account

Expenses: Automate your budgeting

Turn recurring life necessities—bills, groceries, gas—into Expenses, and Simple will put aside the money for you. It’s an automatic budget tracker that frees you up to spend on the fun stuff without worry.

See how easy budgeting can be

Goals: Saving made painless

A budget planner for the bigger things in life. Set your Goal, and Simple stashes the money away a bit at a time. Whether your heart desires a new bike or a trip to Barcelona, you’ll save up for what you really want.

Reach your Goals

Safe-to-Spend®: A boss for your budget

Always know exactly how much you can spend without blowing your budget. Simple’s budget tracker does the math for you, so you can spend on the fun stuff stress-free—no mental mathematical gymnastics required.

See how it works

Analytics: Spend and save smarter

Ever wonder where all your money went at the end of the month? Use Simple’s account activity reports and easily searchable transactions to gain insight into your spending habits—and figure out where you can cut back or let loose. It’s like a mirror that reflects your true financial self.

Important! This account is for your personal use only

An increasing number of customers are being targeted by fraud scams. Before you apply, review these guidelines to help prevent you from being involved in fraudulent activity.

Do not open an account on behalf of someone else
If anyone asks you to open a Simple Account to receive funds, it is an attempt at fraud. Common fraud attempts include requesting that you open an account to receive a gift or bonus offer, obtain a job or job training, or help someone else receive funds (such as unemployment benefits).

Do not share your login or account information with anyone
Neither Simple nor any other legitimate institution will ever ask for your account information. If any third party requests your Simple Account login information, it is an attempt at fraud. Sharing your account information with another person or allowing someone else to use your account to receive funds is a violation of the Simple Deposit Account Agreement terms and conditions and can expose you to fraud.

Actions we may take if fraud is suspected

We take fraud and security very seriously at Simple, and take rapid action in the instance of suspected fraud attempts.

We may freeze and close accounts
We may freeze and close accounts if fraudulent activity is suspected, including the following circumstances:

We will report fraud attempts
We are responsible for reporting fraud attempts to authorities, including attempted unemployment fraud. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

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