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Expenses: A Built-in Bill Tracker

Discover automatic budgeting, right inside your checking account

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Master money management

Spreadsheets, bill planners, expense apps, mental calculations at the cash register...budgeting used to take a lot of effort. With Expenses, we do the work for you—right inside your Simple Account. Just set up your budget once and leave the math to us.

Relax, your bills and essentials are covered

Just enter your monthly bills and living expenses, and we’ll automatically set aside the money you need. Knowing your necessities are covered means you can spend on the fun stuff without worry (thanks to Safe-to-Spend®).

Stay on track and in control

Sticking to your budget is easy because tracking your spending is automatic! Simple moves money into your Expenses when you get paid, then categorizes your purchases and updates your budget for you. If you ever get off track, we’ll let you know, and you can adjust your budget with the tap of a finger.

Setting up an Expense is easy

Share expenses? Share Expenses!

If you have joint expenses with anyone—a partner, roomie, co-parent, family member, or even your BFF—Simple Shared Accounts make budgeting for two easy and, dare we say, fun! You’ll both have your personal accounts, plus one to share where you can create (and crush) shared Expenses. Now, instead of bugging each other come bill time, you’ll be managing your money and staying on track together.

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Ready for better budgeting?

Learn how to build (and stick to!) a budget in your Simple Account with our complete Guide to Expenses.

What the Simple community is saying

Amazing...truly life changing for our family. It's so easy to plan for expenses using this app. We are actually able to keep to a budget and save money now. I can't recommend Simple enough.

Chad F.

Using Expenses has helped me so much! It makes budgeting a breeze and all I have to do is make sure the transactions on my account are categorized correctly.

Collin E.

Important! Keep your account safe from fraud

As fraud attempts are on the rise recently — especially related to unemployment funds — help us keep your account safe by following these guidelines.

Use your Simple Account only for your own personal use. Don’t share your account with others or receive funds on behalf of third parties.

Don’t share your username or password with others. Never give out your login information. Simple will never ask you to tell us your password — if any third party makes such a request, it’s an attempt at fraud.

Don’t open an account at someone else’s request. If someone else asks you to open a Simple Account — such as a real estate company, prospective employer, or someone you met online — it is likely an attempt at fraud.

Be alert for unemployment insurance fraud. You may be violating the law and the terms of your Simple Account if you receive deposits of unemployment funds on behalf of someone else. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

Don’t receive funds on behalf of a third party. Keep in mind that receiving funds on behalf of a third party violates the terms and conditions of your Simple Account; in such instances, we may restrict and/or close your account and hold the funds while we await direction from enforcement agencies.

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