We don’t charge any fees.
Confusing, unfair, or otherwise. Because people should win.
No overdraft or monthly fees.
And no fees for maintenance, card replacement, or minimum balance.
Our official list of fees
|Monthly Account Maintenance||$0|
|ACH Bank Transfer Fee -- Incoming and Outgoing||$0|
|Account Closing Fee||$0|
|Card Replacement Fee||$0|
|ATM Fees (Domestic)||STARsf ATMs: $0
All other ATMs: No fee from Simple, but there might be a fee assessed by that ATM operator.
|ATM Fees (International)
(EFT S/C SVC CHG ATM WITHDRAWAL)
|No fee from Simple, but there might be a fee assessed by that ATM operator.|
Visa Network Fees
|International Debit Card Transaction — Visa charges an International Service Assessment (ISA) in order to cover the costs of converting currency and using foreign ATM and Card Networks. (EFT S/C SVC CHG INTRNTL TRAN)||Up to 1% of the transaction value|
A 50,000-strong network of totally free ATMs.
We want to be clear, though: owners of ATMs out of our network might charge you a fee.
Your money is yours.
It’s an uncomplicated philosophy that people tend to like.
Save Easily. Bank Beautifully.
Open your account in just a couple minutes.