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No overdraft or monthly fees.

And no fees for maintenance, card replacement, or minimum balance.

Our official list of fees

ItemFee
Minimum Balance$0
Monthly Account Maintenance$0
Overdraft Fee$0
ACH Bank Transfer Fee -- Incoming and Outgoing$0
Account Closing Fee$0
Card Replacement Fee$0
ATM Fees (Domestic) STARsf ATMs: $0
All other ATMs: No fee from Simple, but there might be a fee assessed by that ATM operator.
ATM Fees (International)
(EFT S/C SVC CHG ATM WITHDRAWAL)
BBVA Bancomer ATMs in Mexico: $0
BBVA ATMs in Spain: $0
All other ATMs: No fee from Simple, but there might be a fee assessed by that ATM operator.

Visa Network Fees

ItemFee
International Debit Card Transaction — Visa charges an International Service Assessment (ISA) in order to cover the costs of converting currency and using foreign ATM and Card Networks. (EFT S/C SVC CHG INTRNTL TRAN) Up to 1% of the transaction value

A 50,000-strong network of totally free ATMs.

We want to be clear, though: owners of ATMs out of our network might charge you a fee.

Your money is yours.

It’s an uncomplicated philosophy that people tend to like.