Our dedication to safe online banking runs deep.

Your account and the people that support it are strongly dedicated to always have your back through:

  • Two-factor authentication (2FA)
  • Fingerprint unlock for iPhone and Android devices
  • Simple checking accounts are FDIC-insured
  • Your Simple card is protected by Visa’s Zero Liability policy
  • Chip technology in your card for extra protection
  • Photo Check Deposit to help you go branchless
  • Easy money transfers, including Instant transfers to fellow Simple customers
  • Our friendly Customer Relations team waiting to help you if problems arise (did we mention friendly? 'cause they’re very friendly. Oh, and super prompt)

If you’re ever separated, block your card with a tap.

When it’s back in your hands, unblock it just as easily.

Know the moment purchases happen

Instant push notifications let you know: *nudge* You just spent this, right?

This little gold chip protects you with every purchase

It creates a single-use code for every transaction, which makes life really difficult for fraudsters. (And much more pleasant for everyone else.)