Replace your bank.

You Could Get $20

If you’re ready to join Simple, use that button up there to apply. Once you successfully make your first purchase with your new Simple card, $20 will appear in your account (and the person who referred you too 🎉). It’s a happy, hearty welcome to a more beautiful way to bank, budget, and save.

This is Simple

Banking brought to brand new life through elegant mobile design, built-in budgeting and saving tools, a “we don’t charge fees” approach to fees, and a support team that’s fully, truthfully on your side.

  • Fee-Free Banking

    Get a new FDIC-insured checking account and a Simple Visa® Debit Card, both backed by our partner bank, BBVA Compass.
  • 40,000 totally free ATMs

    That’s more than Chase and Bank of America had in 2016 combined!* Find one near you.
  • Instant mobile notifications

    Stay aware and in control of every transaction.
  • Link your other accounts

    Connect almost any of your checking or savings accounts to Simple, often in just a few seconds.

Everything in its place

Optimize every dollar in seconds with built-in budgeting, tracking, and saving tools.

Use Goals as digital budgeting envelopes

Designed with customization in mind, the Goals feature is nimble enough to replace your extra budgeting apps.

Organize your spending in endless ways

Categorize purchases, spend from your Goals, and attach all kinds of info to each transaction: photos of receipts (or your friends!), documents, and searchable hashtags.

Spend safely, spontaneously

Keep money for impromptu spending in your Safe-to-Spend (your available balance after Goals and bills), or give every dollar a specific job in Goals.

Save automatically, spend thoughtfully

Set a Goal, choose an amount and end-date, then step back and let your account go to work for you. Savings so seamless, it’s easy to forget they’re growing.

Grow Goals and track spending all at once

Your Simple account automatically shifts money into your Goals every day, simultaneously tracking your spending. When you make a deposit, your Safe-to-Spend® goes up; when you spend money or move it into Goals, your Safe-to-Spend® goes down accordingly.

* As of September, 2016. Source: