Can my account become overdrawn? If so, what happens?

Our accounts are designed to avoid overdrafts. If you make a transaction that's greater than your available balance, it typically will be declined or returned. That said, it is possible to become overdrawn.

If your account ends up with a negative balance, we will not charge an overdraft fee. (For more information, check out our schedule of fees.)

Of course, it’s still important that you bring your account out of the negative as quickly as possible. Photo Check Deposit is automatically disabled while your account is overdrawn, so give us a call or send us a message if you need help finding another way to fund your account.

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