Spend Limits

Spend Limits



There are several limits on what you can spend daily and monthly. (Monthly means a rolling 30-day period.)

We're not able to increase these limits, but we can help you find alternate ways to make a purchase. Check out Making Large Purchases with Simple to find an outline of options.

Transaction Type Daily Limit International Daily Limit1
Card Transactions $6,000 $1,000
ATM Withdrawal $500 $500
Cash Advance2 $5,000 $1,000
Cumulative Total3 $8,000 -

1. We can temporarily increase the international daily limit to $6,000 if you notify us in advance.

2. Please note—all card transactions (including cash advances) contribute towards the card transactions limit.

3. The cumulative spend limit includes card transactions, ATM withdrawals, and cash advances, but does not include interbank transfers or treasurer’s checks.

Transfer Limits

External Accounts

  • Transfer limits vary and are based on a variety of factors. If you reach out to us we can provide you with your limit.

Instant

  • You can send a total of $2,000 in the first 30 days after your account is approved.
  • Once your account has been open 30 days or longer, you'll be able to send up to $2,000 per day, and $10,000 per month.
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