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Deposit by Mail

For the most accurate info, select your account’s partner bank.

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Your partner bank is in your card number.

Check the first two digits: “40” means BBVA Compass, “48” means Bancorp. You can also sign in to Simple and check your “Account Numbers” screen.

Mailing in a check for deposit

There are a few types of checks that must be deposited by mail: checks over $3,000, starter checks (also known as temporary or counter checks), and traveler's checks. If we're unable to scan or process a deposit via Photo Check Deposit, we may ask you to mail it in. You may also choose to mail in checks if you would like to deposit more than 5 checks per day, or if your mobile device is broken.

We recommend sending large checks via certified mail so that you'll have a tracking number.

To deposit a check by mail, endorse the check by signing it and writing "for deposit only" on the back, and write your account number under the endorsement. Then, mail it to one of the addresses below. Heads up: these addresses will only work if the partner bank for your Simple account is Bancorp. Not sure? Check out the banner at the top of the page.

If you're sending the check by USPS mail:

Simple
PO Box 15329
Wilmington, DE 19885-5329

If you use an express delivery service like FedEx or UPS:

Simple
c/o Deposit Processing
409 Silverside Road
Suite 105
Wilmington, DE 19809

It can take a week or more for a check sent standard mail to arrive. Once it arrives, it will be picked up (this may take an extra business day or so if it's sent to the PO Box) and then processed on the normal schedule. Please note: checks over $5,000 may be subject to extended holds.

You can learn more about check funds availability in our Check Holds article.

Mailing in a check for deposit

There are a few types of checks that must be deposited by mail: checks over $3,000, international checks, starter checks (also known as temporary or counter checks), and traveler's checks. If we're unable to scan or process a deposit via Photo Check Deposit, we may ask you to mail it in. You may also choose to mail in checks if you would like to deposit more than 5 checks per day, or if your mobile device is broken.

We recommend sending large checks via certified mail so that you'll have a tracking number.

To deposit a check by mail, endorse the check by signing it and writing "for deposit only" on the back, and write your account number under the endorsement. Then, mail it to one of the addresses below. Heads up: these addresses will only work if the partner bank for your Simple account is BBVA Compass. Not sure? Check out the banner at the top of the page.

If you're sending the check by USPS mail:

BBVA Compass
Simple Acct Bank by Mail
P.O. Box 515
Birmingham, AL 35201-0515

If you use an express delivery service like FedEx or UPS:

BBVA Compass
Simple Acct Bank by Mail
701 32nd Street South
Birmingham, AL 35233

It can take a week or more for a check sent standard mail to arrive. Once it arrives, it will be picked up (this may take an extra business day or so if it's sent to the PO Box) and processed. Please note: checks over $5,000 may be subject to extended holds.

You can learn more about check funds availability in our Check Holds article.

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