Wire Transfers

Can I send or receive a wire with Simple?

We're not able to initiate a wire from within Simple, but you can transfer funds electronically by linking an External Account. You can also use a third party payment service to wire funds.

Your Simple account can receive both domestic and international wires. Simple does not charge a fee to receive a wire. The sending bank and any intermediary banks (which some sending banks will use to process international wires) will typically charge a fee.

How long do wires take?

Domestic wires take 1-2 business days, depending on when the wire is sent. International wires can take several business days longer, depending on how many banks and timezones they pass through.

The wire will typically post to your account the day it's received and processed by our partner bank (wires are only received and processed on business days). Wires can post throughout the day, generally between 10 a.m. ET (7 a.m. PT) and 6 p.m. ET (3 p.m. PT).

Details to receive a wire:

Heads up: these details will only work if the partner bank for your Simple account is BBVA Compass. Not sure? Check out the banner at the top of the page.

Domestic Wires

Bank Name: BBVA Compass
Bank Address: 15 South 20th Street, Birmingham, AL 35233
Your Simple account and routing numbersYour Simple account and routing numbersYour Simple account and routing numbers

International Wires

Bank Name: BBVA Compass
Bank Address: 15 South 20th Street, Birmingham, AL 35233
SWIFT/BIC: CPASUS44
Your Simple account and routing numbersYour Simple account and routing numbersYour Simple account and routing numbers

Please note: some international banks will ask for an International Bank Account Number (IBAN). Right now, the U.S. doesn't use the IBAN system, so your Simple account does not have an IBAN associated with it. We recommend asking the sender if they can send the wire with the SWIFT number instead.

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