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Wire Transfers

For the most accurate info, select your account’s partner bank.

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Your partner bank is in your card number.

Check the first two digits: “40” means BBVA Compass, “48” means Bancorp. You can also sign in to Simple and check your “Account Numbers” screen.

Can I send or receive a wire with Simple?

We're not able to initiate a wire from within Simple, but you can transfer funds electronically by linking an External Account. You can also use a third party payment service to wire funds.

Your Simple account can receive both domestic and international wires. Domestic wires take 1-2 business days, depending on when the wire is sent. International wires can take several business days longer.

Simple and our partners do not charge a fee to receive a wire. The sending bank and any intermediary banks (which some sending banks will use to process international wires) will typically charge a fee.

Receiving a wire

Heads up: these sending instructions will only work if the partner bank for your Simple account is Bancorp. Not sure? Check out the banner at the top of the page.

For domestic wires

Give the sending bank the following info:

Bank Name: The Bancorp Bank
Bank Address: 409 Silverside Rd., Suite 105, Wilmington, DE 19809
Your Simple account and routing numbersYour Simple account and routing numbersYour Simple account and routing numbers

For international wires

Since our partner bank is not an international bank, we partner with Western Union to receive international wires (and they don't charge you any fees to do so). Here's what to do.

  1. To prevent the sending bank from charging an additional conversion fee, we recommend asking the sender to have the wire sent in local currency instead of U.S. dollars.
  2. Visit Western Union's secure form. You'll notice our partner bank, The Bancorp Bank, listed on it.
  3. Fill it out. You'll need to know the country the wire will be coming from, the currency it will be sent in, and your Simple account number (your account number goes in the Member/Account Number field). The form will also ask for your personal contact information.
  4. Click Submit.
  5. A page will pop up with the information necessary to send you a wire! You can go ahead and give this page to whoever is sending the wire. Make sure they list Western Union Business Solutions as the beneficiary for the wire. Please note: this page isn't a receipt for the wire—the sending bank can give you a receipt or other proof the wire was sent after they process the sender's request.
  6. Ask the person sending the wire to include the following information on their bank's wire request form: their name and address, the name and address of their bank, the date and amount of the wire, and the purpose of the wire. If any of this information is missing, the wire may be delayed.
  7. Once the wire is sent, ask the sender to email the wire receipt to wireroom@thebancorp.com. Also, if they forgot to include any of the info mentioned in the previous step on the wire form (or there simply wasn't room), they can send it to us in the same email.

We know that sending a wire is complex, so please give us a call at 888-248-0632 or send us a message if you or the person sending your wire have any questions.

Please note: some international banks will ask for an International Bank Account Number (IBAN). Right now, the U.S. doesn't use the IBAN system, so your Simple account does not have an IBAN associated with it. We recommend asking the sender if they can send the wire with the SWIFT number instead.

Can I send or receive a wire with Simple?

We're not able to initiate a wire from within Simple, but you can transfer funds electronically by linking an External Account. You can also use a third party payment service to wire funds.

Your Simple account can receive both domestic and international wires. Domestic wires take 1-2 business days, depending on when the wire is sent. International wires may take a few days longer.

Simple does not charge a fee to receive a wire. The sending bank and any intermediary banks (which some sending banks will use to process international wires) will typically charge a fee.

Details to receive a wire:

Heads up: these details will only work if the partner bank for your Simple account is BBVA Compass. Not sure? Check out the banner at the top of the page.

Domestic Wires

Bank Name: BBVA Compass
Bank Address: 15 South 20th Street, Birmingham, AL 35233
Your Simple account and routing numbersYour Simple account and routing numbersYour Simple account and routing numbers

International Wires

Bank Name: BBVA Compass
Bank Address: 15 South 20th Street, Birmingham, AL 35233
SWIFT/BIC: CPASUS44
Your Simple account and routing numbersYour Simple account and routing numbersYour Simple account and routing numbers

Please note: some international banks will ask for an International Bank Account Number (IBAN). Right now, the U.S. doesn't use the IBAN system, so your Simple account does not have an IBAN associated with it. We recommend asking the sender if they can send the wire with the SWIFT number instead.

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