Funding & Spending from Expenses

Funding & Spending from Expenses


Funding your Expenses

To move funds in and out of an Expense:

  1. Click on a created Expense.
  2. Click Transfer.
  3. You'll see a prompt to transfer money from your Safe-to-Spend into your Expense.
    1. Click on the arrows to change the direction of the transfer.
    2. Click on Safe-to-Spend if you'd like to move the funds to or from an existing Goal or Expense (rather than your Safe-to-Spend).
  4. Enter the amount you'd like to transfer.
  5. Click Transfer. That's it!

To add a Funding Schedule to an Expense:

  1. Click on a created Expense.
  2. Click on Money in.
  3. Create or select an existing Funding Schedule.
  4. Click Save.

Once a Funding Schedule is created, you can apply the Funding Schedule to any Expense you want, to magically be funded on the day you set!

How to keep track of Expense funding

The Expense page will show you a list of all of your Expenses, when they will be funded next, and how much they will be funded by. We’ll also send you an email when your Expenses are funded to help keep you in the loop and confident in your plan!

Spending from your Expenses

Whenever you use your account to make a purchase, a category is attached to the transaction. The category is determined by the merchant. You can set up your Expenses so that specific merchants or transaction categories automatically pull funds from an Expense, or you can choose to spend the funds from one of your Expenses yourself.

If you'd like to setup Auto-spend on an Expense:

  1. Click on the Expense to bring up the details page.
  2. Click Money out.
  3. Select from your activity which merchant or transaction categories you'd like to spend from that Expense.
  4. Click Save.

That's it! The next time a like transaction hits your account, it will automatically use money from that Expense.

To move funds in and out of a specific Expense:

  1. Tap on a created Expense.
  2. Tap Transfer. description
  3. A screen will pop up prompting you to transfer money from your Safe-to-Spend into your Expense.
    1. Tap the arrows to change the direction of the transfer.
    2. Tap on Safe-to-Spend if you'd like to move the funds to an existing Expense or Goal (rather than your Safe-to-Spend).
  4. Enter the amount you'd like to transer.
  5. Tap the blue arrow to the right of the amount. That's it!

To add a Funding Schedule to an Expense:

  1. Tap on a created Expense.
  2. Tap the Money in section
  3. Add or select an existing Funding Schedule.
  4. Tap Save.

How to keep track of Expense funding

The Expense page will show you a list of all of your Expenses, when they will be funded next, and how much they will be funded by. We’ll also send you an email when your Expenses are funded to help keep you in the loop and confident in your plan!

Spending from your Expenses

Whenever you use your account to make a purchase, a category is attached to the transaction. The category is determined by the merchant. You can set up your Expenses so that specific merchants or transaction categories automatically pull funds from your Expenses, or you can choose to spend the funds from one of your Expenses yourself.

If you'd like to setup Auto-spend on an Expense:

  1. Tap on the Expense to bring up the details page.
  2. Tap Money out.
  3. Select which merchant or transaction categories you'd like to spend from that Expense.
  4. Tap Save.

That's it! The next time a like transaction hits your account, it will automatically use money from that Expense.

To move funds in and out of an Expense:

  1. Tap on a created Expense.
  2. Tap Transfer.
  3. A screen will pop up prompting you to transfer money from your Safe-to-Spend into your Expense.
    1. Tap the arrows to change the direction of the transfer.
    2. Tap on Safe-to-Spend if you'd like to move the funds to an existing Expense or Goal (rather than your Safe-to-Spend).
  4. Enter the amount you'd like to transer.
  5. Tap the blue arrow to the right of the amount. That's it!

When you set up an Expense you'll see a prompt to add a Funding Schedule. Funding Schedules do the work of stashing money away into your Expenses on a set day of your choice. The stashing happens mid morning to early afternoon on the day you select.

To add a Funding Schedule to an existing Expense:

  1. Tap on a created Expense.
  2. Tap the Money in section.
  3. Add or select an existing Funding Schedule.

Once created, you can apply the Funding Schedule to any Expense in the future.

How to keep track of Expense funding

The Expense page will show you a list of all of your Expenses, when they will be funded next, and how much they will be funded by. We’ll also send you an email when your Expenses are funded to help keep you in the loop and confident in your plan!

Spending from your Expenses

Whenever you use your account to make a purchase, a category is attached to the transaction. The category is determined by the merchant. You can set up your Expenses so that specific merchants or transaction categories automatically pull funds from your Expenses, or you can choose to spend the funds from one of your Expenses yourself.

If you'd like to setup Auto-spend on an Expense:

  1. Tap on the Expense to bring up the details page.
  2. Tap Money out.
  3. Select which merchant or transaction categories you'd like to spend from that Expense.

That's it! The next time a like transaction hits your account, it will automatically use funds from that Expense.

If you prefer to go more hands-on:

Manually spend from an Expense by clicking on the transaction in your Activity, clicking Spending from, then choosing the Expense that should be tied to that transaction.

Got questions?

Check out our Expenses FAQs.

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