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ATMs

Avoiding ATM fees

We do not refund out-of-network ATM fees—but we definitely want to help you avoid them in the first place! We have an ATM finder that makes it easy to find a free ATM nearby.

If you choose to use an out-of-network ATM, Simple won't charge a fee, but the ATM owner likely will.

We do not refund out-of-network ATM fees—but we definitely want to help you avoid them in the first place! We have an ATM finder that makes it easy to find a free ATM nearby.

If you choose to use an out-of-network ATM, Simple won't charge a fee, but the ATM owner likely will.

We do not refund out-of-network ATM fees—but we definitely want to help you avoid them in the first place! We have an ATM finder that makes it easy to find a free ATM nearby.

If you choose to use an out-of-network ATM, Simple won't charge a fee, but the ATM owner likely will.

When the ATM asks you whether you'd like to withdraw funds from "Checking" or "Savings", select "Checking". Withdrawals from "Savings" will be declined. You can withdraw up to $500 from an ATM per day (this resets at midnight Central Time). We're not able to adjust these limits, but if you'd like more cash at once, you can get a cash advance.

Errant fees

Occasionally a fee-free ATM will say that it will charge you a fee. Don't worry—any ATM you find with the ATM finder shouldn't charge you, and if it does charge you in error, just let us knowlet us knowlet us know and we'll refund you.

Do you offer ATM deposits?

We're not able to accept deposits through ATMs, even if the ATM itself is capable of accepting deposits. We're looking into accepting them in the future. For now, the best way to deposit cash is to convert it into a money order and submit it via Photo Check Deposit.

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