Paper Checks

Paper Checks


Ordering paper checks

We charge $5 (the cost of materials and shipping) for a book of 25 paper checks. To order a book of paper checks, just take the following steps:

  1. Hover your mouse over your name in the upper right corner and select Paper Checks.
  2. Confirm your current name and address.
  3. Click the Order Checks button.

The checks will be shipped to your individual account address via USPS mail, and should arrive in 5-7 business days.

Writing a check

If you’ve written a check before, please skip over this section. If you haven’t, though, here ya go: a step-by-step guide to writing the perfect check.

  1. On the “Pay to the order of” line, write the name of the person or business you’re paying.
  2. On the “Date” line, write today’s date.
  3. Write the amount of the check (in words) on the line right below the “Pay to the order of” line, and write the amount of the check (in numbers) in the little box with a dollar sign.
  4. Sign the check.
  5. If you’d like, you can add an optional note for the person or business you’re paying in the memo line.

Need to stop a check?

You can request a stop payment directly in our app. We are unable to stop payment on checks that have already processed. Every effort will be made to stop your check, but depending on timing, your check may still post.

  1. Hover your mouse over your name in the upper right corner and select Paper Checks.
  2. To the right, you'll see a "Stop check payment" section, with a box for the specific check number you'd like to request a stop payment on. Go ahead and enter the check number into that box. (Note: Only one check stop payment request can be submitted at a time. If you need to submit more than one request you'll need to go through this process for each check.)
  3. Click the Submit button.
  4. You'll be asked again to confirm that you want to request a stop check payment. This cannot be undone. Click the Submit button to confirm.
  1. Tap the menu icon in the upper-left corner or swipe right to open the navigation menu. 
  2. Tap Account details.
  3. Tap Paper Checks.
  4. Confirm your current name and address.
  5. Tap the Order Checks button.

The checks will be shipped to your individual account address via USPS mail, and should arrive in 5-7 business days.

Writing a check

If you’ve written a check before, please skip over this section. If you haven’t, though, here ya go: a step-by-step guide to writing the perfect check.

  1. On the “Pay to the order of” line, write the name of the person or business you’re paying.
  2. On the “Date” line, write today’s date.
  3. Write the amount of the check (in words) on the line right below the “Pay to the order of” line, and write the amount of the check (in numbers) in the little box with a dollar sign.
  4. Sign the check.
  5. If you’d like, you can add an optional note for the person or business you’re paying in the memo line.

Need to stop a check?

You can request a stop payment directly in our app. We are unable to stop payment on checks that have already processed. Every effort will be made to stop your check, but depending on timing, your check may still post.

  1. Tap the menu icon in the upper-left corner or swipe right to open the navigation menu. 
  2. Tap Account details.
  3. Tap Paper Checks.
  4. Tap the 3 blue dots in the upper right corner.
  5. Tap Stop check payment.
  6. You’ll see a box for the specific check number you'd like to request a stop payment on. Go ahead and enter the check number into that box. (Note: Only one check stop payment request can be submitted at a time. If you need to submit more than one request you'll need to go through this process for each check.)
  7. Tap the Attempt to stop button.
  1. Tap the menu icon in the upper-left corner or swipe right to open the navigation menu. 
  2. Tap Account Settings, then Paper Checks.
  3. Confirm your current name and address.
  4. Tap the Order Checks button.

The checks will be shipped to your individual account address via USPS mail, and should arrive in 5-7 business days.

Writing a check

If you’ve written a check before, please skip over this section. If you haven’t, though, here ya go: a step-by-step guide to writing the perfect check.

  1. On the “Pay to the order of” line, write the name of the person or business you’re paying.
  2. On the “Date” line, write today’s date.
  3. Write the amount of the check (in words) on the line right below the “Pay to the order of” line, and write the amount of the check (in numbers) in the little box with a dollar sign.
  4. Sign the check.
  5. If you’d like, you can add an optional note for the person or business you’re paying in the memo line.

Need to stop a check?

You can request a stop payment at Simple.com. We are unable to stop payment on checks that have already processed. Every effort will be made to stop your check, but depending on timing, your check may still post.

We'll send you a support message confirming that your request has been received.

FAQs

When will the funds for the check be debited from my balance?
The funds will be removed from your account when the check clears (usually a couple of business days after the recipient cashes it). You’ll see a debit labeled “Check #### Cleared” in your Activity list as well as an image of the check. The image can be downloaded if you ever need it.


What happens if I don’t have the funds to cover a check when it’s cashed?
If someone tries to deposit a check that you wrote, but there aren’t enough funds in your account when the check clears, the check will bounce. That means the recipient won’t get those funds and you’ll need to make other arrangements to pay them. If this happens, we’ll send you a quick heads up via support message. We don’t charge any fees for bounced checks, by the way.

What about my Safe-to-Spend? How do I keep it accurate?
If you are concerned about keeping an accurate Safe-to-Spend you could always create a goal for the amount of the check. Then, once the check has cleared, you can delete or spend from the goal.

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