Making Goals

What are Goals?

You can use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Making a Goal

  1. On the web, click Goals from the top menu bar.

  2. Click the Add a new Goal button.

  3. Name your Goal.

  4. Enter the amount you'd like to save.

  5. Pick the date you'd like to complete the Goal. If your Safe-to-Spend is greater than the amount of the Goal, you can set the completion date for today; if the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select a date in the future.

  6. You'll be asked to confirm your Goal, and that's it!

If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always transfer more money into the Goal later. You can check your progress from the Goals page, anytime.

Add a memo or change the Goal color

Once you've created a Goal, you can add edit its color or add a searchable memo with more details.

Now what?

After you've made a Goal (or several), you might be wondering what to do with 'em.

  1. Check out the Moving Money With Goals article to learn how to spend from a Goal or transfer money in and out.
  2. If you're interested in managing your budget with Goals, check out Budgeting With Goals for even more tips.
  3. If you're finished with a Goal, head over here to learn how to delete it.

What are Goals?

Use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Please note: since the amounts on the Goals page won't change if you make a purchase that exceeds your Safe-to-Spend, the best way to keep track of your available balance is to tap your Safe-to-Spend on the top of the screen.

Making a Goal

  1. From the Goals tab, tap Add in the upper right corner. description

  2. Give it a name.

  3. Pick the amount you'd like to save.

  4. If your Safe-to-Spend is greater than the amount of the Goal, you’ll have the option to Save it Now. If you press that button, the Goal will complete instantly, moving the funds from your Safe-to-Spend to the Goal all at once.description

  5. If the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select Pick a date. You’ll be asked to select a date, and it will automatically calculate how much you'll need to save per day. Tap the blue bar to create your Goal. description

  6. That’s it! If you chose to save instantly, the money will be moved from your Safe-to-Spend right away. If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always transfer more money into the Goal later. You can check your progress from the Goals tab, anytime.

Memos

Once you've created a Goal, you can add a memo with more details. Just tap on the Goal, and then on Add a memo to type a short note.

Now what?

After you've made a Goal (or several), you might be wondering what to do with 'em.

  1. Check out the Moving Money With Goals article to learn how to spend from a Goal or transfer money in and out.
  2. If you're interested in managing your budget with Goals, check out Budgeting With Goals for even more tips.
  3. If you're finished with a Goal, head over here to learn how to delete it.

What are Goals?

Use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Please note: since the amounts on the Goals page won't change if you make a purchase that exceeds your Safe-to-Spend, the best way to keep track of your available balance is to tap your Safe-to-Spend on the top of the screen.

Making a Goal

  1. Swipe right to bring up a menu. From there, click Goals. description
  2. Click the plus sign at the bottom of the screen to create a new Goal. description
  3. Give the Goal a name.
  4. Pick the amount you'd like to save.
  5. If your Safe-to-Spend is greater than the amount of the Goal, you’ll have the option to Save it now. If you press that button, the Goal will complete instantly, moving the funds from your Safe-to-Spend to the Goal all at once.description
  6. If the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select Pick a date. You’ll be asked to select a date, and it will automatically calculate how much you'll need to save per day. Tap the blue bar to create your Goal. description
  7. That’s it! If you chose to save instantly, the money will be moved from your Safe-to-Spend right away. If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always transfer more money into the Goal later. You can check your progress from the Goals tab, anytime.

Memos

Once you've created a Goal, you can add a memo with more details. Just tap on the Goal, and then on Add a memo to type a short note.

Now what?

After you've made a Goal (or several), you might be wondering what to do with 'em.

  1. Check out the Moving Money With Goals article to learn how to spend from a Goal or transfer money in and out.
  2. If you're interested in managing your budget with Goals, check out Budgeting With Goals for even more tips.
  3. If you're finished with a Goal, head over here to learn how to delete it.

Learn more about Goals:

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