Making Goals

Making Goals


What are Goals?

You can use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Making a Goal

  1. Sign in to your Simple account on the web.
  2. Click Goals from the top menu bar. Make goal 1
  3. Click the Add a new Goal button. Make goal 2
  4. Name your Goal. Make goal 3
  5. Enter the amount you'd like to save. Make goal 4
  6. Pick the date you'd like to complete the Goal. If your Safe-to-Spend is greater than the amount of the Goal, you can set the completion date for today; if the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select a date in the future. Make goal 5
  7. Confirm your Goal. That's it!

If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always transfer more money into the Goal later. You can check your progress from the Goals page, anytime.

Add a memo or change the Goal color

Once you've created a Goal, you can add edit its color or add a searchable memo with more details.

What are Goals?

Use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Please note: since the amounts on the Goals page won't change if you make a purchase that exceeds your Safe-to-Spend, the best way to keep track of your available balance is to tap your Safe-to-Spend on the top of the screen.

Making a Goal

  1. Sign in to the iOS app.
  2. Go to the Goals tab by tapping Goals tab.
  3. Tap Add. description
  4. Name your Goal.
  5. Pick the amount you'd like to save.
  6. If your Safe-to-Spend is greater than the amount of the Goal, you’ll have the option to Save it Now. If you do that, the Goal will complete instantly, moving the funds from your Safe-to-Spend to the Goal all at once.description
  7. If the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), you’ll be asked to select a date, and it will automatically calculate how much you'll need to save per day.
  8. Tap the blue bar to create your Goal. description

If you chose to save instantly, the money will be moved from your Safe-to-Spend right away. If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always transfer more money into the Goal later. You can check your progress from the Goals tab, anytime.

Memos

Once you've created a Goal, you can add a memo with more details. Just tap on the Goal, and then on Add a memo to type a short note.

What are Goals?

Use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Please note: since the amounts on the Goals page won't change if you make a purchase that exceeds your Safe-to-Spend, the best way to keep track of your available balance is to tap your Safe-to-Spend on the top of the screen.

Making a Goal

  1. Sign in to the Android app.
  2. Swipe right to bring up the navigation menu.
  3. Tap Goals. description
  4. Tap the plus sign at the bottom of the screen to create a new Goal. description
  5. Name your Goal.
  6. Pick the amount you'd like to save.
  7. If your Safe-to-Spend is greater than the amount of the Goal, you’ll have the option to Save it now. If you press that button, the Goal will complete instantly, moving the funds from your Safe-to-Spend to the Goal all at once.description
  8. If the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select Pick a date. You’ll be asked to select a date, and it will automatically calculate how much you'll need to save per day.
  9. Tap the blue bar to create your Goal. description

If you chose to save instantly, the money will be moved from your Safe-to-Spend right away. If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always transfer more money into the Goal later. You can check your progress from the Goals screen, anytime.

Memos

Once you've created a Goal, you can add a memo with more details. Just tap on the Goal, and then on Add a memo to type a short note.

info icon What next?

Take a look at the following articles for more info about using your new Goals.

Learn more about Goals:

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