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Goals

What are Goals?

Use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Making a Goal

  1. On the web, click Goals from the top menu bar.

  2. Click the Add a new Goal button.

  3. Fill out the name and the amount you'd like to save, and pick a completion date. If your Safe-to-Spend is greater than the amount of the Goal, you can set the completion date for today and set the funds aside all at once. If the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select a date in the future. We'll automatically calculate the amount you'll need to save per day.

  4. That’s it! If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. (It happens right around midnight Pacific time.) If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always catch up later. You can check your progress from the Goals page, anytime.

Editing a Goal

Once you've created a Goal, you can add edit its color or add a searchable memo with more details.

Now what?

After you've made a Goal (or several), you might be wondering what to do with 'em. Check out the Using Goals article to learn how to spend from a Goal, move money in and out, and delete or archive Goals once you're done with them.

If you're interested in managing your budget with Goals, check out Budgeting With Goals for even more tips.

What are Goals?

Use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Please note: since the amounts on the Goals page won't change if you make a purchase that exceeds your Safe-to-Spend, the best way to keep track of your available balance is to tap your Safe-to-Spend on the top of the screen.

  1. From the Goals tab, tap Add in the upper right corner. description

  2. Give it a name.

  3. Pick the amount you'd like to save.

  4. If your Safe-to-Spend is greater than the amount of the Goal, you’ll have the option to Save it Now. If you press that button, the Goal will complete instantly, moving the funds from your Safe-to-Spend to the Goal all at once.description

  5. If the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select Pick a date. You’ll be asked to select a date, and it will automatically calculate how much you'll need to save per day. Tap the blue bar to create your Goal. description

  6. That’s it! If you chose to save instantly, the money will be moved from your Safe-to-Spend right away. If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always catch up later. You can check your progress from the Goals tab, anytime.

Memos

Once you've created a Goal, you can add a memo with more details. Just tap on the Goal, and then on Add a memo to type a short note. You can drop in links to items or inspiration.

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Now what?

After you've made a Goal (or several), you might be wondering what to do with 'em. Check out the Using Goals article to learn how to spend from a Goal, move money in and out, and delete or archive Goals once you're done with them.

If you're interested in managing your budget with Goals, check out Budgeting With Goals for even more tips.

What are Goals?

Use Goals to set money aside (so it's hidden from your Safe-to-Spend) while keeping it handy when you need it. If your money is in a Goal, you’ll still be able to use it for card purchases and payments, but it’s clearly been earmarked for savings or a specific purpose. If you use Goals for budgeting, you can see at a glance how much money you have to spend on each category of your budget.

Please note: since the amounts on the Goals page won't change if you make a purchase that exceeds your Safe-to-Spend, the best way to keep track of your available balance is to tap your Safe-to-Spend on the top of the screen.

  1. Swipe right to bring up a menu. From there, click Goals. description
  2. Click the plus sign at the bottom of the screen to create a new Goal. description
  3. Give the Goal a name.
  4. Pick the amount you'd like to save.
  5. If your Safe-to-Spend is greater than the amount of the Goal, you’ll have the option to Save it now. If you press that button, the Goal will complete instantly, moving the funds from your Safe-to-Spend to the Goal all at once.description
  6. If the Goal is greater than your Safe-to-Spend (or you’d simply prefer to save over time), select Pick a date. You’ll be asked to select a date, and it will automatically calculate how much you'll need to save per day. Tap the blue bar to create your Goal. description
  7. That’s it! If you chose to save instantly, the money will be moved from your Safe-to-Spend right away. If you chose to save over time, money will be incrementally moved from your Safe-to-Spend to the Goal, a little each day. If your Safe-to-Spend dips below the amount you need to stay on track with your Goals, you’ll fall behind, but you can always catch up later. You can check your progress from the Goals tab, anytime.

Memos

Once you've created a Goal, you can add a memo with more details. Just tap on the Goal, and then on Add a memo to type a short note.

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Now what?

After you've made a Goal (or several), you might be wondering what to do with 'em. Check out the Using Goals article to learn how to spend from a Goal, move money in and out, and delete or archive Goals once you're done with them.

If you're interested in managing your budget with Goals, check out Budgeting With Goals for even more tips.

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