Saving With Goals

Saving With Goals



When you make a Goal, you may have the option of setting the money aside instantly or saving over time.

When creating a Goal for less than your Safe-to-Spend you are given the choice to save the funds now (setting them aside for future use) or save the funds over a period of time. If the Goal is for a larger amount than your Safe-to-Spend, or you’re creating a Protected Goal, you’ll automatically be prompted to save over time. This article has all the details on how saving over time works!

When are funds moved into my Goal?

It's up to you! You can fund your save-over-time Goals based on a custom funding schedule you set yourself!

Funds will only be moved into your Goal if there's enough money in your Safe-to-Spend. If your Safe-to-Spend isn't high enough to cover your scheduled Goal contributions, we'll wait and start saving again when your Safe-to-Spend increases.

What if I fall behind?

If you fall behind on a Goal (either because you paused it, or your Safe-to-Spend wasn't enough to cover the scheduled contributions), we'll help you recalculate so you can still complete the Goal on time.

You can also catch up by transferring funds from your Safe-to-Spend to the Goal; more on that option below!

Pausing a Goal

You can pause an in-progress Goal; if you do, any funds will remain in the Goal, but we won't automatically move money from your Safe-to-Spend into the Goal. To do this, just click on the in-progress Goal, and then click Pause Goal. Using goals 7

Moving money in and out of Goals

If you have extra money that you'd like to move into a Goal, or you've decided you need to move some of that money back to your Safe-to-Spend:

  1. Click on the Goal and select the Transfer button. Using goals 3
  2. Select the direction you would like the funds to go (to or from your Safe-to-Spend).
  3. Enter how much you'd like to transfer, and confirm!

You can also click on a Goal or your Safe-to-Spend, drag, and drop onto another Goal to transfer. That'll automatically bring up the transfer screen, where you can specify the amount you'd like to move.

Saving more over time

You can also edit a completed Goal to save more over time:

  1. Select the Goal.
  2. Click More edits.
  3. Click Save more over time.
  4. Choose a new amount and a new target date.

Pausing a Goal

You can pause an in-progress Goal; if you do, any funds will remain in the Goal, but we won't automatically move money from your Safe-to-Spend into the Goal. To do this, just tap on the in-progress Goal and tap Pause.

Moving money in and out

If you have extra money that you'd like to move into a Goal, or you've decided you need to move some of that money back to your Safe-to-Spend:

  1. Swipe right to pull up the navigation menu.
  2. From there, tap Goals.
  3. Tap on the Goal and tap the blue arrows in the upper-right corner.
  4. Select the direction you would like the funds to go (to or from your Safe-to-Spend).
  5. Enter how much you'd like to transfer, and click Transfer again.

Pausing a Goal

You can pause a Goal; if you do, any funds will remain in the Goal, but we won't automatically move money from your Safe-to-Spend into the Goal. To do this, just tap on the in-progress Goal and tap Pause.

Moving money in and out

If you have extra money that you'd like to move into a Goal, or you've decided you need to move some of that money back to your Safe-to-Spend:

  1. Swipe right to pull up the navigation menu.
  2. From there, tap Goals.
  3. Tap on the Goal and tap the blue arrows in the upper-right corner.
  4. Select the direction you would like the funds to go (to or from your Safe-to-Spend).
  5. Enter how much you'd like to transfer, and click Transfer again.
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