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Sending an Instant Transfer



info iconFirst things first

Before you can send an Instant transfer, you'll need to add an Instant contact. If you'd like instructions on how to do that, head over here:

Creating an Instant Contact

Sending money with Instant

Feature availability is based on a variety of factors, including account age and history. You will see “Unavailable” when you attempt to schedule a transfer if the feature is not yet available to you. Keep using your account and the feature may be turned on in the future.

  1. Click the Move Money button.
  2. Select Transfer to a friend.
  3. Pick the lucky recipient from your contact list and enter the amount of money you’d like to send.
  4. Press send—the money will instantly leave your account and appear in theirs.

Can I send an Instant transfer from my Shared account?

Shared accounts don't have Instant transfers. However, you can instantly move money to or from your Shared account to your individual one. From the Move Money menu, select Transfer to a Shared Account. There aren't any limits on these.

  1. Swipe right to open the navigation menu.
  2. Tap Move Money. description
  3. Tap Transfer to a friend.
  4. Select the lucky recipient from your contact list.
  5. Choose the amount of money you’d like to send.
  6. You'll have the option of sending a memo or note along with the transfer.
  7. Press send—the money will instantly leave your account and appear in theirs.

Can I send an Instant transfer from my Shared account?

Shared accounts don't have Instant transfers. However, you can instantly move money to or from your Shared account to your individual one. From the Move Money menu, select Transfer to a shared account. There aren't any limits on these.

  1. Swipe right to pull up the menu and select Move Money.
  2. Select Transfer to a friend.
  3. Tap their name and choose the amount of money you’d like to send.
  4. Press the arrow.
  5. You'll have the option of sending a memo or note along with the transfer.
  6. The money will instantly leave your account and appear in theirs.

Can I send an Instant transfer from my Shared account?

Shared accounts don't have Instant transfers. However, you can instantly move money to or from your Shared account to your individual one. From the Move Money menu, select Transfer to a Shared Account. There aren't any limits on these.

Are there any limits?

Transfer limits vary and are based on a variety of factors.

  • If the feature is available on your account the maximum amount that you can send in a day is $2000. There is no way to raise this limit.
  • There is no limit on the number of transfers—just on the total sum of outgoing transfers.
  • There is a minimum limit of $1 per transfer.
  • There is no limit on incoming transfers.
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Connect with family and friends who use Simple so you can send them Instant transfers.

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