Third Party Payment Services

Third Party Payment Services

Using third-party services with Simple

There are many third-party payment and budgeting services out there. Some specialize in sending money internationally, others allow you to send money to friends or family, and new ones are being developed all the time.

In most cases, you'll set up the connection on their end, and they'll usually ask for your Simple account and routing numbersSimple account and routing numbersSimple account and routing numbers or your card number. Some services will verify the link by sending tiny deposits to your Simple account. They might also offer the option of verifying with your Simple username and password (which should work fine) or with security questions (which won't work with Simple, because we don't use security questions).

Here are a few common and useful services:

Google Pay
With Google Pay, you can send money to anyone in the U.S. with their email address or phone number. You can link your Simple account with your card number or your account and routing numbers.account and routing numbers.account and routing numbers.

PayPal offers a wide variety of services. If you’re planning to use PayPal with your Simple account, here’s what you need to know: We cannot link to Paypal accounts under a business name, since your Simple account is for personal use. Some PayPal services may incur a fee. One thing to keep in mind when linking your Simple account to Paypal is that when you're asked for the bank name, you'll need to enter the name of our partner bank, BBVA USA, rather than Simple.

Square Cash
Square Cash allows you to send money for free with your debit card. You don't need a username or a password—just the email address for the person you'd like to pay and your debit card number. Transfers are often instant, but they can take up to 1-2 business days.

With Venmo, you can send money to friends and even authorize other people to withdraw funds from your Venmo balance. Venmo can be hooked up to Simple with your card number (make sure it's marked as debit, not credit), your bank account number, or both.

Xoom primarily used to send money internationally. They do charge fees, which is typical for this type of service.


Hit us up if you have questions about how Simple interacts with any payment services, or if you're interested in a service and you're not sure if it will integrate with your Simple account.

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Important! This account is for your personal use only

An increasing number of customers are being targeted by fraud scams. Before you apply, review these guidelines to help prevent you from being involved in fraudulent activity.

Do not open an account on behalf of someone else
If anyone asks you to open a Simple Account to receive funds, it is an attempt at fraud. Common fraud attempts include requesting that you open an account to receive a gift or bonus offer, obtain a job or job training, or help someone else receive funds (such as unemployment benefits).

Do not share your login or account information with anyone
Neither Simple nor any other legitimate institution will ever ask for your account information. If any third party requests your Simple Account login information, it is an attempt at fraud. Sharing your account information with another person or allowing someone else to use your account to receive funds is a violation of the Simple Deposit Account Agreement terms and conditions and can expose you to fraud.

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We may freeze and close accounts
We may freeze and close accounts if fraudulent activity is suspected, including the following circumstances:

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