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External Accounts

For the most accurate info, select your account’s partner bank.

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Your partner bank is in your card number.

Check the first two digits: “40” means BBVA Compass, “48” means Bancorp. You can also sign in to Simple and check your “Account Numbers” screen.

Moving money between Simple and other banks

You can link another bank account to your Simple account and transfer funds back and forth. It's a convenient way to fund your Simple account. Best of all, we don't charge any fees for these transfers.

First off, check out our Facts About External Accounts article to learn about the timeline, transfer limits, and other useful things to keep in mind. Then, when you're ready, take the following steps to link up your accounts and start moving money.

Linking the accounts

  1. Select Payments & Transfers, and then choose External Accounts.
  2. Click the plus button to add a new account.

  3. Enter the account and routing number for your other account, and then hit Save.

  4. We'll fire off a couple of small trial deposits, which will be deposited within 1-2 business days and automatically reversed. They'll appear on your other bank's transaction list, and they'll look like this:

  5. When they appear, log onto your Simple account. You'll be able to confirm the external account by entering the amount of the two small deposits (in this case, $0.87 and $0.38). The order in which you enter them doesn't matter, but be careful to enter them correctly; entering trial deposits incorrectly several times may cause the feature to be disabled for security reasons.

That's it—you should be all set and ready to transfer funds!

Send us a message or give us a call at 888-248-0632 if you run into any hurdles. If the trial deposits don't show up in your other bank account, you only see one trial deposit, or you see the account link has been rejected (which means we weren't able to successfully deposit and withdraw the trial deposits), we recommend also reaching out to the other bank. They'll be able to tell you why they weren't able to process the trial deposits.

Transferring funds

After the accounts are linked, you can schedule a transfer. Select Payments & Transfers, and then External Accounts from the menu. Then choose Transfer To or Transfer From the other account, and enter the amount that you would like to transfer. Make sure you're ready for the transfer to go through (once a transfer request is submitted, there's only a brief window during which you can cancel it), and hit that Transfer button.

Deleting or editing a linked account

Please note: we're required to keep your other account's information on file for a period of time after a transfer takes place. Therefore, it isn't possible to delete an external account until 60 business days after your most recent transfer.

After this point, you can delete the account by selecting Payments and Transfers and then clicking on the icon next to the account.

Moving money between Simple and other banks

You can link another bank account to your Simple account and transfer funds back and forth. It's a convenient way to fund your Simple account. Best of all, we don't charge any fees for these transfers.

First off, check out our Facts About External Accounts article to learn about the timeline, transfer limits, and other useful things to keep in mind. Then, when you're ready, take the following steps to link up your accounts and start moving money.

Linking the accounts

  1. Select Payments & Transfers, and then choose External Accounts.
  2. From there, click Add in the upper right corner to add an account.

  3. Enter the account and routing number for your other account.

  4. We'll fire off a couple of small trial deposits, which will be deposited within 1-2 business days and automatically reversed. They'll appear on your other bank's transaction list, and they'll look like this:

  5. When they appear, log onto your Simple account. You'll be able to confirm the external account by entering the amount of the two small deposits (in this case, $0.87 and $0.38). The order in which you enter them doesn't matter, but be careful to enter them correctly; entering trial deposits incorrectly several times may cause the feature to be disabled for security reasons.

That's it—you should be all set and ready to transfer funds!

Send us a message or give us a call at 888-248-0632 if you run into any hurdles. If the trial deposits don't show up in your other bank account, you only see one trial deposit, or you see the account link has been rejected (which means we weren't able to successfully deposit and withdraw the trial deposits), we recommend also reaching out to the other bank. They'll be able to tell you why they weren't able to process the trial deposits.

Transferring funds

After the accounts are linked, you can schedule a transfer.

  1. Select Payments & Transfers, and then External Accounts from the menu. Click on the external account you'd like to transfer with. Then choose To Simple or From Simple, and enter the amount that you would like to transfer.
  2. Make sure you're ready for the transfer to go through (once a transfer request is submitted, there's only a brief window during which you can cancel it), and hit that Transfer button.

Deleting or editing a linked account

Please note: we're required to keep your other account's information on file for a period of time after a transfer takes place. Therefore, it isn't possible to delete an external account until 60 business days after your most recent transfer.

After this point, you can delete or edit the account by selecting Payments and Transfers and then clicking on the icon next to the account.

Moving money between Simple and other banks

You can link another bank account to your Simple account and transfer funds back and forth. It's a convenient way to fund your Simple account. Best of all, we don't charge any fees for these transfers.

First off, check out our Facts About External Accounts article to learn about the timeline, transfer limits, and other useful things to keep in mind. Then, when you're ready, take the following steps to link up your accounts and start moving money.

Linking the accounts

  1. From the Activity screen, swipe right to bring up a menu. Select Payments & Transfers..
  2. From there, tap External Accounts, and then tap the plus sign to add an account.

  3. Enter the account and routing number for your other account.

  4. We'll fire off a couple of small trial deposits, which will be deposited within 1-2 business days and automatically reversed. They'll appear on your other bank's transaction list, and they'll look like this:

  5. When they appear, log onto your Simple account. You'll be able to confirm the external account by entering the amount of the two small deposits (in this case, $0.87 and $0.38). The order in which you enter them doesn't matter, but be careful to enter them correctly; entering trial deposits incorrectly several times may cause the feature to be disabled for security reasons.

That's it—you should be all set and ready to transfer funds!

Send us a message or give us a call at 888-248-0632 if you run into any hurdles. If the trial deposits don't show up in your other bank account, you only see one trial deposit, or you see the account link has been rejected (which means we weren't able to successfully deposit and withdraw the trial deposits), we recommend also reaching out to the other bank. They'll be able to tell you why they weren't able to process the trial deposits.

Transferring funds

After the accounts are linked, you can schedule a transfer.

  1. From the menu, select Payments & Transfers, and then External Accounts.
  2. Click on the external account you'd like to transfer with, and then select whether you'd like to transfer funds to or from Simple. Enter the amount that you would like to transfer

  3. Check the timeline and make sure you're ready for the transfer to go through (once a transfer request is submitted, there's only a brief window during which you can cancel it), and hit that Transfer button.

Deleting or editing a linked account

Please note: we're required to keep your other account's information on file for a period of time after a transfer takes place. Therefore, it isn't possible to delete an external account until 60 business days after your most recent transfer.

After this point, you can delete or edit the account by selecting Payments & Transfers, choosing the account you'd like to delete, and then clicking on the information icon in the upper right corner.

Moving money between Simple and other banks

You can link another bank account to your Simple account and transfer funds back and forth. It's a convenient way to fund your Simple account. Best of all, we don't charge any fees for these transfers.

First off, check out our Facts About External Accounts article to learn about the timeline, transfer limits, and other useful things to keep in mind. Then, when you're ready, take the following steps to link up your accounts and start moving money.

Linking the accounts

  1. Select Payments & Transfers, and then choose External Accounts.
  2. Click the plus button to add a new account.

  3. Select your bank from the list. Don’t see it? No worries—you can still link it. Skip down to the next section for instructions.
  4. You’ll see a quick explanation of the linking process. You’ll be logging into your other bank account through the Simple app.
  5. Enter your username and password for the other bank account. Depending on your bank, they might also ask for a security code or additional verification.
  6. Once you’ve logged in, we’ll quickly confirm that this account can be linked to Simple. There’s a small chance we’ll need a little extra verification from you; if so, we’ll send you a support message with details.
  7. That’s it—you’re all set! The accounts are linked, and you can start transferring funds back and forth.

Linking when your other bank isn't on the list

Okay, you’ve started adding another account, but you don’t see your other bank or credit union on the list. Here’s what to do:

  1. Enter the account and routing number for your other account, and then hit Save.

  2. We'll fire off a couple of small trial deposits, which will be deposited within 1-2 business days and automatically reversed. They'll appear on your other bank's transaction list, and they'll look like this:

  3. When they appear, log onto your Simple account. You'll be able to confirm the external account by entering the amount of the two small deposits (in this case, $0.87 and $0.38). The order in which you enter them doesn't matter, but be careful to enter them correctly; entering trial deposits incorrectly several times may cause the feature to be disabled for security reasons.

  4. That's it—you should be all set and ready to transfer funds!

Send us a message or give us a call at 888-248-0632 if you run into any hurdles. If the trial deposits don't show up in your other bank account, you only see one trial deposit, or you see the account link has been rejected (which means we weren't able to successfully deposit and withdraw the trial deposits), we recommend also reaching out to the other bank. They'll be able to tell you why they weren't able to process the trial deposits.

Transferring funds

After the accounts are linked, you can schedule a transfer.

  1. Select Payments & Transfers, and then External Accounts from the menu.
  2. Click on the account you'd like to transfer with.

  3. Choose which way you'd like the transfer to go.

  4. Enter the amount you'd like to transfer.

  5. Make sure you're ready for the transfer to go through (once a transfer request is submitted, there's only a brief window during which you can cancel it), and hit Submit.

Deleting or editing a linked account

Please note: we're required to keep your other account's information on file for a period of time after a transfer takes place. Therefore, it isn't possible to delete an external account until 60 business days after your most recent transfer.

After this point, you can delete or edit the account:

  1. Select Payments & Transfers, and then choose External Accounts.
  2. Click Details.

  3. Click Edit.

  4. Click Delete External Account.

Moving money between Simple and other banks

You can link another bank account to your Simple account and transfer funds back and forth. It's a convenient way to fund your Simple account. Best of all, we don't charge any fees for these transfers.

First off, check out our Facts About External Accounts article to learn about the timeline, transfer limits, and other useful things to keep in mind. Then, when you're ready, take the following steps to link up your accounts and start moving money.

Linking the accounts

  1. Select Payments & Transfers, and then choose External Accounts.
  2. From there, click Add in the upper right corner to add an account.

  3. Select your bank from the list. Don’t see it? No worries—you can still link it. Skip down to the next section for instructions.
  4. You’ll see a quick explanation of the linking process. You’ll be logging into your other bank account through the Simple app.
  5. Enter your username and password for the other bank account. Depending on your bank, they might also ask for a security code or additional verification.
  6. Once you’ve logged in, we’ll quickly confirm that this account can be linked to Simple. There’s a small chance we’ll need a little extra verification from you; if so, we’ll send you a support message with details.
  7. That’s it—you’re all set! The accounts are linked, and you can start transferring funds back and forth.

Linking when your other bank isn't on the list

Okay, you’ve started adding another account, but you don’t see your other bank or credit union on the list. Here’s what to do.

  1. Enter the account and routing number for your other account, and then hit Save.

  2. We'll fire off a couple of small trial deposits, which will be deposited within 1-2 business days and automatically reversed. They'll appear on your other bank's transaction list, and they'll look like this:

  3. When they appear, log onto your Simple account. You'll be able to confirm the external account by entering the amount of the two small deposits (in this case, $0.87 and $0.38). The order in which you enter them doesn't matter, but be careful to enter them correctly; entering trial deposits incorrectly several times may cause the feature to be disabled for security reasons.

  4. That's it—you should be all set and ready to transfer funds!

Send us a message or give us a call at 888-248-0632 if you run into any hurdles. If the trial deposits don't show up in your other bank account, you only see one trial deposit, or you see the account link has been rejected (which means we weren't able to successfully deposit and withdraw the trial deposits), we recommend also reaching out to the other bank. They'll be able to tell you why they weren't able to process the trial deposits.

Transferring funds

After the accounts are linked, you can schedule a transfer.

  1. Select Payments & Transfers, and then External Accounts. from the menu. Click on the external account you'd like to transfer with. Then choose To Simple or From Simple, and enter the amount that you would like to transfer.
  2. Make sure you're ready for the transfer to go through (once a transfer request is submitted, there's only a brief window during which you can cancel it), and hit that Transfer button.

Deleting or editing a linked account

Please note: we're required to keep your other account's information on file for a period of time after a transfer takes place. Therefore, it isn't possible to delete an external account until 60 business days after your most recent transfer.

After this point, you can delete or edit the account by selecting Payments and Transfers and then clicking on the icon next to the account.

Moving money between Simple and other banks

You can link another bank account to your Simple account and transfer funds back and forth. It's a convenient way to fund your Simple account. Best of all, we don't charge any fees for these transfers.

First off, check out our Facts About External Accounts article to learn about the timeline, transfer limits, and other useful things to keep in mind. Then, when you're ready, take the following steps to link up your accounts and start moving money.

Linking the accounts

  1. From the Activity screen, swipe right to bring up a menu. Select Payments & Transfers..
  2. From there, tap External Accounts, and then tap the plus sign to add an account.

  3. Select your bank from the list. Don’t see it? No worries—you can still link it. Skip down to the next section for instructions.
  4. You’ll see a quick explanation of the linking process. You’ll be logging into your other bank account through the Simple app.
  5. Enter your username and password for the other bank account. Depending on your bank, they might also ask for a security code or additional verification.
  6. Once you’ve logged in, we’ll quickly confirm that this account can be linked to Simple. There’s a small chance we’ll need a little extra verification from you; if so, we’ll send you a support message with details.
  7. That’s it—you’re all set! The accounts are linked, and you can start transferring funds back and forth.

Linking when your other bank isn't on the list

Okay, you’ve started adding another account, but you don’t see your other bank or credit union on the list. Here’s what to do.

  1. Enter the account and routing number for your other account, and then hit Save.

  2. We'll fire off a couple of small trial deposits, which will be deposited within 1-2 business days and automatically reversed. They'll appear on your other bank's transaction list, and they'll look like this:

  3. When they appear, log onto your Simple account. You'll be able to confirm the external account by entering the amount of the two small deposits (in this case, $0.87 and $0.38). The order in which you enter them doesn't matter, but be careful to enter them correctly; entering trial deposits incorrectly several times may cause the feature to be disabled for security reasons.

  4. That's it—you should be all set and ready to transfer funds!

Send us a message or give us a call at 888-248-0632 if you run into any hurdles. If the trial deposits don't show up in your other bank account, you only see one trial deposit, or you see the account link has been rejected (which means we weren't able to successfully deposit and withdraw the trial deposits), we recommend also reaching out to the other bank. They'll be able to tell you why they weren't able to process the trial deposits.

Transferring funds

After the accounts are linked, you can schedule a transfer.

  1. From the menu, select Payments & Transfers, and then External Accounts.
  2. Click on the external account you'd like to transfer with, and then select whether you'd like to transfer funds to or from Simple. Enter the amount that you would like to transfer

  3. Check the timeline and make sure you're ready for the transfer to go through (once a transfer request is submitted, there's only a brief window during which you can cancel it), and hit that Transfer button.

Deleting or editing a linked account

Please note: we're required to keep your other account's information on file for a period of time after a transfer takes place. Therefore, it isn't possible to delete an external account until 60 business days after your most recent transfer.

After this point, you can delete or edit the account by selecting Payments & Transfers, choosing the account you'd like to delete, and then clicking on the information icon in the upper right corner.

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