Using third-party services with Simple
There are a whole suite of third-party payment and budgeting services out there. These services can be a great complement to your Simple account—you can use them to quickly send money to people who aren't Simple customers yet, to send money internationally, and more. Most third-party services are designed to play nice with personal spending accounts, so they'll work great with Simple.
In most cases, you'll set up the connection on their end, and they'll usually ask for your Simple account and routing numbersSimple account and routing numbersSimple account and routing numbers or your card number. Some services will verify the link by sending tiny deposits to your Simple account. They might also offer the option of verifying with your Simple username and passphrase (which should work fine) or with security questions (which won't work with Simple, because we don't use security questions).
Here are a few common and useful services:
With Google Wallet, you can send money to anyone in the U.S. with just their email address or phone number. You can link your Simple account with your card number or your account and routing numbers.account and routing numbers.account and routing numbers.
This venerable payment program offers a wide variety of services. You can hook your Simple account up with PayPal as long as the name on the PayPal account matches the name on your Simple account. We cannot link to Paypal accounts under a business name, since your Simple account is for personal use. You can use PayPal to make purchases on all sorts of websites, to receive payments, and to send money to friends and family. You can even send money internationally. Some PayPal services may incur a fee. One thing to keep in mind when linking your Simple account to Paypal is that when you're asked for the bank name, you'll need to enter the name of our partner bank, BBVA Compass, rather than Simple.
This service allows you to send money for free with your debit card. You don't need a username or a passphrase—just the email address for the person you'd like to pay and your debit card number. Transfers are often instant, but they can take up to 1-2 business days.
This is another person-to-person payment system. Venmo can be hooked up to Simple with your card number (make sure it's marked as debit, not credit), your bank account number, or both. You can send money to friends and even authorize other people to withdraw funds from your Venmo balance.
This is a funds transfer service that's primarily used to send money internationally. They do charge fees, but the service they provide is pretty comparable to an international wire—for a much lower cost.
Hit us up if you have questions about how Simple interacts with any payment services, or if you're interested in a service and you're not sure if it will integrate with your Simple account.