Using third-party services with Simple
There are many third-party payment and budgeting services out there. Some specialize in sending money internationally, others allow you to send money to friends or family, and new ones are being developed all the time.
In most cases, you'll set up the connection on their end, and they'll usually ask for your Simple account and routing numbersSimple account and routing numbersSimple account and routing numbers or your card number. Some services will verify the link by sending tiny deposits to your Simple account. They might also offer the option of verifying with your Simple username and passphrase (which should work fine) or with security questions (which won't work with Simple, because we don't use security questions).
Here are a few common and useful services:
With Google Wallet, you can send money to anyone in the U.S. with their email address or phone number. You can link your Simple account with your card number or your account and routing numbers.account and routing numbers.account and routing numbers.
PayPal offers a wide variety of services. If you’re planning to use PayPal with your Simple account, here’s what you need to know: We cannot link to Paypal accounts under a business name, since your Simple account is for personal use. Some PayPal services may incur a fee. One thing to keep in mind when linking your Simple account to Paypal is that when you're asked for the bank name, you'll need to enter the name of our partner bank, BBVA Compass, rather than Simple.
Square Cash allows you to send money for free with your debit card. You don't need a username or a passphrase—just the email address for the person you'd like to pay and your debit card number. Transfers are often instant, but they can take up to 1-2 business days.
With Venmo, you can send money to friends and even authorize other people to withdraw funds from your Venmo balance. Venmo can be hooked up to Simple with your card number (make sure it's marked as debit, not credit), your bank account number, or both.
Xoom primarily used to send money internationally. They do charge fees, which is typical for this type of service.
Hit us up if you have questions about how Simple interacts with any payment services, or if you're interested in a service and you're not sure if it will integrate with your Simple account.