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Benefits Of Your New Simple Account

Every aspect of a Simple Checking Account is optimized for branchless, online banking, so you have access to each feature wherever you happen to be, whenever you happen to need them.

Without setting foot in a bank (or a bank stuffed into an ill-fitting mobile app), have constant access to:

  • Visa® Debit Card
  • Deposits are FDIC insured up to the legal limit
  • Built-in budgeting and saving tools
  • No Monthly Fees
  • Instant transfers to other Simple customers
  • Third-party payment services like Square, Venmo, and Paypal
  • Block your card online if it’s been lost or stolen

Open A Protected Goals Account to Earn A Competitive APY

A Protected Goals Account is designed to help you save in a separate high-yield checking account. After creating your Simple Account, you can open a Protected Goals Account, from the Goals tab.

  • Tap 'Start a Savings Goal'
  • Choose your funding method
  • Review your summary and when you're ready, tap "Create Savings Goal"
  • Once opened, you'll find your new Savings Goal listed under your Goals tab
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Depositing Money Into Your Simple Account

There are lots of ways to get money into Simple, and the best one depends a lot on the situation. Here's a quick overview of the options:

  • Transfer from another bank account
  • Direct deposit
  • Checks
  • Wire transfers
  • Third-party services
Get Started
Simple wall

Like a bank, but Simple

Banking shouldn’t be complicated. Or unfriendly. We don’t profit from customer confusion. We wake up every day excited to help our customers feel more confident with their money.