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Simple Online Banking

All of Simple, everywhere you go

Branchless banking means banking from anywhere

Every aspect of your Simple account is designed to give you a safe, simple, and convenient mobile banking experience.

No more rushing to your local bank branch to deposit a check or make a change to your account before 5pm. With Simple, you get all the services of a traditional bank (plus built-in budgeting tools!), without the hassle of having to actually go to one.

Online Checking Accounts

No minimums. No hassles. Just incredibly convenient checking with awesome built-in budgeting tools at your fingertips 24/7.

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High-Yield Protected Goals Accounts

Put your money to work with an account that earns great interest. Automated savings tools make it easy to stash away cash for your big financial goals.

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Shared Checking Accounts

The easier way to manage shared finances for couples, co-parents, roomies—anyone you like. Share what and how you want with distinct accounts for “yours,” “mine,” and “ours.”

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Online Certificates of Deposit

Lock in a great rate that guarantees growth for your savings. Branchless banking means you can buy your CD and watch the interest stack up entirely online.

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Online banking security

You’re safe with Simple. The latest security protocols, transaction notifications, and instant blocking if you misplace your card—rest assured your accounts are protected.

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Important! This account is for your personal use only

An increasing number of customers are being targeted by fraud scams. Before you apply, review these guidelines to help prevent you from being involved in fraudulent activity.

Do not open an account on behalf of someone else
If anyone asks you to open a Simple Account to receive funds, it is an attempt at fraud. Common fraud attempts include requesting that you open an account to receive a gift or bonus offer, obtain a job or job training, or help someone else receive funds (such as unemployment benefits).

Do not share your login or account information with anyone
Neither Simple nor any other legitimate institution will ever ask for your account information. If any third party requests your Simple Account login information, it is an attempt at fraud. Sharing your account information with another person or allowing someone else to use your account to receive funds is a violation of the Simple Deposit Account Agreement terms and conditions and can expose you to fraud.

Actions we may take if fraud is suspected

We take fraud and security very seriously at Simple, and take rapid action in the instance of suspected fraud attempts.

We may freeze and close accounts
We may freeze and close accounts if fraudulent activity is suspected, including the following circumstances:

We will report fraud attempts
We are responsible for reporting fraud attempts to authorities, including attempted unemployment fraud. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

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