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Simple Online Banking

All of Simple, everywhere you go

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Branchless banking means banking from anywhere

Every aspect of your Simple account is designed to give you a safe, simple, and convenient mobile banking experience.

No more rushing to your local bank branch to deposit a check or make a change to your account before 5pm. With Simple, you get all the services of a traditional bank (plus built-in budgeting tools!), without the hassle of having to actually go to one.

Online Checking Accounts

No minimums. No hassles. Just incredibly convenient checking with awesome built-in budgeting tools at your fingertips 24/7.

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High-Yield Protected Goals Accounts

Put your money to work with an account that earns great interest. Automated savings tools make it easy to stash away cash for your big financial goals.

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Shared Checking Accounts

The easier way to manage shared finances for couples, co-parents, roomies—anyone you like. Share what and how you want with distinct accounts for “yours,” “mine,” and “ours.”

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Online Certificates of Deposit

Lock in a great rate that guarantees growth for your savings. Branchless banking means you can buy your CD and watch the interest stack up entirely online.

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Online banking security

You’re safe with Simple. The latest security protocols, transaction notifications, and instant blocking if you misplace your card—rest assured your accounts are protected.

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Important! Keep your account safe from fraud

As fraud attempts are on the rise recently — especially related to unemployment funds — help us keep your account safe by following these guidelines.

Use your Simple Account only for your own personal use. Don’t share your account with others or receive funds on behalf of third parties.

Don’t share your username or password with others. Never give out your login information. Simple will never ask you to tell us your password — if any third party makes such a request, it’s an attempt at fraud.

Don’t open an account at someone else’s request. If someone else asks you to open a Simple Account — such as a real estate company, prospective employer, or someone you met online — it is likely an attempt at fraud.

Be alert for unemployment insurance fraud. You may be violating the law and the terms of your Simple Account if you receive deposits of unemployment funds on behalf of someone else. There are state and federal penalties for unemployment insurance fraud (including potential fines and incarceration). If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here.

Don’t receive funds on behalf of a third party. Keep in mind that receiving funds on behalf of a third party violates the terms and conditions of your Simple Account; in such instances, we may restrict and/or close your account and hold the funds while we await direction from enforcement agencies.

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