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Online Checking Accounts

Smart banking whenever, wherever you need it

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Our beautiful, intuitive iPhone and Android apps give you 24/7 access to:

  • A Simple Visa® Debit card to swipe anywhere Visa® is accepted
  • Mobile Check Deposit right from your phone
  • External account linking in just a few clicks
  • Instant funds transfer to other Simple customers
  • Third-party payment services like Square, Venmo, and Paypal
  • Debit card blocking if it’s been lost or stolen
  • The great Simple budgeting features like Expenses and Goals

Online checking accounts with real human support

Don’t worry: Just because we don’t have bank branches doesn’t mean we’re all robots. Our friendly crew of (human!) customer service agents is standing by, ready to help with any questions you might have. Talk to a real human every time you call. Try it now. They love saying hello.

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Direct deposit? Yes!

Give your paycheck the fast, friendly welcome it deserves.

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Connect your other accounts.

Transfer between Simple and other checking and savings accounts.

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Use it anywhere that accepts Visa® debit cards.

Your card will be admired and happily recognized nearly everywhere.

Transfer funds instantly with friends on Simple

It’s faster than the old-fashioned way of passing around a bunch of debit cards. Transfer money instantly for dinner or square dancing lessons. Simple also plays nicely with Paypal, Square Cash, and Venmo.

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Checks...They’re still a thing

We know there’s a time and a place for good ‘ole paper checks. And when those moments arise, we’ve got you covered.

Budgeting is built in

Your Simple account makes it easy to stick to a monthly budget, save for an emergency, put money toward your goals—basically become a money-management rockstar. All the tools you need are right in your account.

Explore budgeting tools

Go beyond basic checking

Interested in earning interest? Once you set up your free online checking account, you can start putting your money to work with a High-Yield Protected Goals Account.