Juggling high interest rates and multiple credit card bills?
A fixed-rate debt consolidation loan can help you manage debt more easily—and get debt-free faster1. Plus you get a 1% discount on your interest rate if you set up automatic payments from your Simple Checking Account when you apply for your loan2.
Predictability = peace of mind
Everything about your Simple Personal Loan is fixed: the monthly payments, the interest rate, and how much time you have to repay it. Choose from multiple payment and term options for most loans. Your loan is one thing you can count on to stay consistent—so you’ll always know exactly what to budget.
Staying on track made easier
The convenience of a personal loan online means you have your checking account and loan details in one easy app. You can use Simple’s built-in Expenses & Goals to budget for your payments and build your financial confidence — without the hassle of visiting a branch.
Better debt management, one step at a time
Simple Personal Loans are available to pre-qualified Simple customers. If that’s you, we’ll send you an invite to apply, so keep an eye on your inbox (and mailbox).
Not there yet? You can still start tackling your debt with Simple:
1. Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Simple Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Simple Personal Loan.
2. Enrollment in automatic loan payments from a Simple Account is required to receive a 1.00% interest rate discount. 1.00% interest rate discount is available only for enrollment in automatic loan payments from a Simple Account at the time of loan application.
All loans are made by BBVA USA and are subject to approval, including credit approval. Banking services provided by BBVA USA, Member FDIC.