Simple Shared Checking Accounts
A Simple Shared Account lets you share as much of your money as you each want.
Apply NowShare what makes sense
Shared Accounts let you share how you want, when you want, with whoever you want. Share your everyday finances, or save up for a big trip. It’s up to you!
Keep what makes sense
With a Shared Account and two Individual Accounts, "yours", "mine", and "ours" stays separate.
Dream bigger together
Set a shared Goal and tell us how much you want to save for it —we’ll make the saving automatic.
Save faster together
Earn up to 1.90% APY on money in a shared Savings Goal, so you’ll earn 35x more, together.1
The finest print: The rates are effective as of December 17, 2019, are variable and subject to change after the account is opened. Accounts subject to approval. Balances in your Simple Account earn 0.01% Annual Percentage Yield. In order to open a Protected Goals Account, you must already have a Simple Account open. For the Protected Goals Account, see the rates below.
|
Daily Collected Balances This means that we use the account’s end of day balance to calculate the interest earned that day. |
APY |
| $0.01 to $1,999.99 | 1.75% |
| $2,000 to $4,999.99 | 1.75% |
| $5,000 to $9,999.99 | 1.75% |
| $10,000 to $14,999.99 | 1.90% |
| $15,000 to $19,999.99 | 1.90% |
| $20,000 and above | 1.90% |
1 Check it out for yourself (based on the December 16, 2019 National Rate): https://www.fdic.gov/regulations/resources/rates/